Daily banking
Banking fees simulator
Compare your current account costs with a lean Swiss banking setup based on how you actually use your account.
CHF
CHF
CHF
CHF/yr
CHF/yr
Estimated yearly saving
CHF 436
Digital account + free cashback card looks cheapest for this profile: about CHF 50/year versus your current CHF 486/year.
Best setup
Digital account + free cashback card
Current yearly cost
CHF 486
Best yearly cost
CHF 50
| Setup | Yearly cost | Saving | Why |
|---|---|---|---|
| Digital account + free cashback card | CHF 50 | CHF 436 | Best when card spend and foreign currency matter. |
| Free digital account | CHF 60 | CHF 426 | Lean app-first account for salary, payments, and card use. |
| Low-cost bank package | CHF 181 | CHF 305 | Branch access with controlled fees. |
| Traditional full-service bank | CHF 431 | CHF 55 | Convenient, but often expensive for simple needs. |
What Warren would do next
•Validate the best-fit account against live Swiss bank tariffs, card conditions, ATM rules, and foreign-exchange fees.
•Check whether you still need branch access, a paid credit card, or bundled services you rarely use.
•Build a clean switching checklist for salary payments, standing orders, eBill, cards, and recurring debits.
•Track the first statement after switching to confirm the saving actually lands.
Methodology: Compares account fees, card fees, FX markup, ATM use, branch needs, and credit-card needs. Real banks change tariffs often, so Warren would validate against live provider terms before switching.
Turn estimate into action
Warren helps you capture the saving for real.
This simulator gives you a first estimate. Join early access to get a real profile, action tracking, and step-by-step guidance tailored to Switzerland when Warren launches.
Estimated yearly saving
CHF 436